Welcome to InsuranceVoz.com! These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using InsuranceVoz.com (“the Website”), you agree to comply with these Terms. If you do not agree to these Terms, please refrain from using the Website.
Please read these Terms carefully to understand your rights and obligations when using our services.
1. Acceptance of Terms
By accessing, browsing, or using the Website and any associated services, you acknowledge that you have read, understood, and agree to be bound by these Terms, including any future modifications or amendments to them. If you do not agree with any part of these Terms, you should immediately stop using the Website.
2. Services Provided
InsuranceVoz.com offers comparison tools, resources, educational content, and advice to help users find and compare insurance products. The Website provides information on a variety of insurance types, including but not limited to life, health, auto, home, and business insurance.
We do not sell, broker, or directly provide insurance products. Rather, our role is to assist you in making informed decisions by comparing and reviewing available insurance options.
3. User Eligibility
You must be at least 18 years of age to use our Website and access our services. By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding contract.
4. Account Registration
In order to access certain features of our Website, such as personalized insurance comparisons or notifications, you may be required to create an account. When registering an account, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and agree to notify us immediately of any unauthorized use of your account.
InsuranceVoz.com reserves the right to suspend or terminate your account if we believe your account information is false, misleading, or violates any of these Terms.
5. Use of the Website
You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. Specifically, you agree that you will not:
- Use the Website to conduct any illegal or fraudulent activities.
- Post or transmit any content that is defamatory, abusive, harmful, offensive, or otherwise violates the rights of others.
- Engage in any activity that interferes with or disrupts the functionality or security of the Website.
- Attempt to access any part of the Website that you are not authorized to access.
- Use any automated system, such as robots or scrapers, to collect data from the Website.
6. Third-Party Links
The Website may contain links to third-party websites, including insurance providers, advertisers, and partners. These links are provided for your convenience, and we do not endorse or control the content, services, or practices of these third-party websites. We are not responsible for any transactions or interactions you have with third parties, including the purchase of insurance products.
You acknowledge and agree that InsuranceVoz.com is not liable for any losses, damages, or issues arising from your interactions with third-party sites.
7. Disclaimers
- Accuracy of Information: While we strive to provide accurate, reliable, and up-to-date information, InsuranceVoz.com does not guarantee the accuracy, completeness, or timeliness of the information provided on the Website. Insurance products and prices may change frequently, and the information on the Website may not reflect the latest offerings from insurance providers.
- No Insurance Advice: The information provided on the Website is for informational purposes only and should not be considered as professional advice. InsuranceVoz.com is not an insurance provider or broker and does not offer specific advice on which insurance product is best for you. You should always consult with a licensed insurance professional before making any decisions.
- Availability of Services: We do not guarantee that the Website will be available or accessible at all times, as service interruptions, downtime, or technical issues may occur.
8. Intellectual Property
All content on the Website, including text, graphics, logos, images, videos, and software, is the property of InsuranceVoz.com or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, copy, modify, or distribute any content from the Website without prior written consent from InsuranceVoz.com.
9. Limitation of Liability
To the maximum extent permitted by law, InsuranceVoz.com and its affiliates, employees, officers, directors, or agents will not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to your use of the Website, including but not limited to:
- Errors or inaccuracies in the information provided.
- Loss of data or personal information.
- Technical issues or disruptions in service.
- Interactions with third-party websites.
By using the Website, you agree that your sole remedy for any dissatisfaction with the services provided is to cease using the Website.
10. Indemnity
You agree to indemnify, defend, and hold harmless InsuranceVoz.com, its officers, employees, agents, and affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of or in connection with:
- Your use of the Website.
- Your violation of these Terms.
- Any claims related to the content you post or transmit on the Website.
11. Termination
InsuranceVoz.com reserves the right to suspend or terminate your access to the Website at any time and for any reason, including but not limited to a violation of these Terms or unauthorized use of the Website. Upon termination, you must immediately cease using the Website and any content or services provided.
12. Modifications to the Terms
We may update or modify these Terms at any time, and any changes will be effective immediately upon posting on the Website. We encourage you to review these Terms regularly to stay informed about any updates or changes. Your continued use of the Website after any modifications to the Terms constitutes your acceptance of the revised Terms.
13. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review our Privacy Policy for more details on how we handle your data.
14. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of [insert country or jurisdiction]. Any disputes or claims arising out of or in connection with these Terms shall be resolved exclusively through arbitration or in the courts of [insert location], and you consent to the jurisdiction of such courts.
15. Contact Us
If you have any questions, concerns, or feedback about these Terms or the Website, please contact us:
Email: support@insurancevoz.com
By using InsuranceVoz.com, you agree to abide by these Terms and Conditions. Thank you for choosing us as your trusted insurance resource.